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The percentage of an employee’s compensation that is contributed to TMRS each pay period. The city selects the rate, which is either 5%, 6%, or 7%.

Amount the city contributes to TMRS on behalf of the employee at retirement. The city selects the amount, which is either 1 to 1, 1½ to 1, or 2 to 1 of the employee’s cash balance.

Number of years an employee must work to be eligible for a lifetime retirement benefit at age 60. The city selects the number of years, which is either 5 or 10 years of service.

Number of years an employee must work to be eligible for a lifetime retirement benefit at any age. The city selects the number of years, which is either 20 or 25 years of service.

TMRS financial credit that can increase an employee’s benefit at retirement based on changes in their salary or the city’s retirement plan. The city selects the percentage of the credit that is granted to employees, which is either 50%, 75%, or 100%.

The transfer feature allows the USC calculation to include previous employment with other TMRS cities.

An increase to a retiree’s monthly benefit based on inflation. The city selects the percentage of the calculation to be granted to retirees, which is either 30%, 50%, or 70%.

A retroactive COLA calculates the inflation rate since retirement. The non-retroactive COLA calculates the inflation rate for the one-year period that ends 12 months prior to the calculation date.

Time credit for prior active-duty military service.

Time credit for active-duty military service or previous full-time employment with any U.S. public employer, including federal, state, county, or city.

A monetary benefit paid to your beneficiary if you die while employed by the city. It is roughly equal to your annual salary.

A monetary benefit paid to your beneficiary when you die after retiring from the city. It is $7,500.